These terms and conditions apply to you, the users of this website (including any sub-domains unless expressly excluded by their own terms and condition), and Swank Concept the owner and operator of the said website: Swank Concept Limited (the WEBSITE) with the following URL web address: www.swankconcept.com.

PLEASE READ THE TERMS AND CONDITIONS CAREFULLY as they affect your legal rights.


  1. ‘Parties’ mean both you (the user of the service and the owner of this service.
  2. ‘Contents’ mean any contents, writing, images, audiovisual contents, or other information published on this service.
  3. Your content means any audio, images, texts, videos, or any other materials you choose to display on this website subject to the restriction provided in this agreement.
  4. Materials mean any material, information, and documentation that we may provide for you in connections to your use of the products including documentation, data, information developed for any use, and other material which may assist in your use of the goods and services.
  5. Terms means these terms and conditions.
  6. Services means this website including all pages, sub-pages, all blogs, forums, and other connected internet contents whatsoever.
  7. Third-party goods and services mean any goods, products, and services of third parties that may be advertised on the website.
  8. Products means the goods and products both tangible and intangible offered on this website.
  9. Services mean services offered on this website.



The website is an online store that engages among other things the sale of products and services. Example: Furniture of all specifications, food, glossaries, and pageants.  The website consists of web pages operated by Swank Concept and the service is offered to you upon your acceptance of the terms and conditions, notices hereinafter contained. Your use of this service constitutes your agreement to the contained terms and conditions.



By using this website you accept that:

  1. You have read, reviewed, and understood the terms of this agreement and agreed to be bound by it. If you do not agree or intend to be bound by the terms of this agreement, you must quit the use of this website or any of its contents immediately. When using this service, you shall be subject to the applicable rules and guidelines to the service. Accordingly, any participation in this service shall constitute the acceptance of these terms.
  2. You represent and warrant that you have the legal capacity to accept these terms and conditions.



  1. We may provide you with other items in connection with your use of this service
  2. We hereby grant you the license to use our service for your personal non-commercial use to retrieve, display and view the contents on a computer screen.
  3. The license so created under these terms is limited, non-exclusive, non-transferable and revocable.
  4. You agree that you will not use the contents or material for any other purpose which may be contrary to your license to use this service.
  5. Any authorized use by you shall terminate the permission or license granted by this website.



a. You are expressly prohibited from collecting, downloading, copying, or otherwise communicating with other users from the website.

b. You agree not to use the service in the following manner:

    1. To harass, abuse or threaten others or otherwise violate any persons legal right
    2. To perpetrate fraud
    3. To create or transmit unnecessary sperm to any person or URL
    4. To post or transmit or cause to be posted or transmitted any communication or collection designed to obtain password accounts or private information of other users or persons.
    5. To post copyright contents which do not belong to you without obtaining the prior consent of the author?
    6. To robot, spider, scraper, or other automated means to access this service without the consent of the owner.
    7. To engage in or create any unlawful gambling, sweepstakes or scheme.
    8. Publishing or distributing and obscene or defamatory material.
    9. To engage in an advertisement or to solicit any user to buy or sell products or services without obtaining the prior consent of the owner.
    10. Disseminating computer virus or software.
    11. Violating any intellectual property rights of the owner of third party.
    12. To use the website or any of the services for any illegal spam activities.

c. You agree that you will not do as follows.

  1. Interfere or attempt to interfere with the proper working of this website or.
  2. Bypass any measure we may use to prevent or restrict access to this website.
  3. Interfere with or circumvent the security features of the website.
  4. To damage, disable or overburden or impair this service or any other person’s use of this service.
  5. not to use this service contrary to the applicable laws and regulations or in any way that may cause or harm to this website or person or business entity
  6. The owner has the authority to review all contents posted on this website by user and reserve the right to terminate your use of the services for violating of any of the prohibited rules.
  7. You acknowledge that the website does not control the contents or any information that may be posted by other users. Consequently, it is not responsible or liable for those contents or information.



  1. You agree that we retain ownership of all contents included in the website (texts, graphics, videos, software, data, page layout, images and any other information capable of being stored in a computer) other than the contents uploaded by users.
  2. You are granted a limited license only, subject to the restrictions provided in the terms, nothing on this website shall be construed as granting a license or right to use any trademark or logo displayed on this website without obtaining the prior written consent of the owner.
  3. You hereby agree not to produce or distribute the owner’s intellectual property right or use it or any unlawful purpose.



 You understand that we retain the exclusive right and ownership of your content and you are not infringing on any third party right.

  1. However, when you upload your content, you grant the owner a worldwide license to communicate, distribute, host, make modifications or derivative work( solely for showcasing your works)| reproduce, publicly display, perform and use such content. The license granted by you is for the purposes of marketing, promoting and improving the ownership services.
  2. The owner reserves the right to remove any of your content or any content that is unlawful, offensive, defamatory or otherwise objectionable or violates any intellectual property right or these terms.



  1. You may be required to register with us to have access to our product and or promotions and services.
  2. You will be required to provide certain personal information which includes and not limited to password the information provided must be correct and accurate.
  3. This personal information must not be disseminated to anyone and that when you discover that your information has been compromised, you agree to notify us immediately. you also agree that you are responsible for the security of your personal information and that the owner does not accept responsibility for the security of your account as you agree to be responsible for the maintaining the confidentiality of your password or other accounts identifier which you choose and other activities under your account.
  4. Under your registration, you will be required to pay the following subscription/application fee of N4, 000.00 one-offs.
  5. The owner reserve the right to terminate your account where you have provided false, inaccurate and incorrect information
  6. It is the sole discretion of the owner to terminate or refuse to sell any product or services to any user at any time and for any reason.



  1. The website may offer products and or services for sale or may allow third parties to sell products and services. The owner undertakes to give accurate information about the description of the product and services. However, the owner does not guarantee the reliability of any information relating to the products and services.
  2. The owner does not guarantee the accuracy or reliability of any products or services sold by a third party and agrees that any purchase made by you is done at your risk.
  3. We reserve the right to refuse to sell the products and services of the third party on the website at our sole discretion.
  4. If you are not satisfied with your purchase, you may request for refund and the reimbursement will be made upon the return of the products within two weeks in good and original conditions.
  5. The owner will make the reimbursement using the same means of payment as you used for the initial transaction unless you have expressly agreed otherwise.



  1. Total price will include the taxes applicable on the date of the purchase.
  2. The total price of the products and services including all applicable taxes is included upon the confirmation of the order.



  1. The owner shall use the following delivery services to deliver our products: swank concept deliveries.
  2. The products purchased will be delivered at the address provided within a period of 7 days. The product may be delivered in batches.
  3. If nobody is available to take the delivery, you are required to contact us.
  4. We do not make delivery outside Nigeria.



UPON Payment for our services, we may offer you the opportunity to book a time and date for the performance of the services. The services will be performed within a reasonable time. If you have any questions regarding the time and date for the performance. Contact us.



 To use our service, we require that you provide certain personal information. By using our said service you hereby grant the owner the authority to use your personal information.

  1. Your personal information provided such as names, user names, email addresses, billing information if you register for an account with the service. We may also receive information from an external application you used in accessing our services or information through various web technologies such as cookies, log files, clear gift with your permission.
  2. We use your information to provide personalized services to you and to help and improve the services we offer. We also track certain information received to improve our marketing. we will use your personal data for the purposes it is intended and with your permission.
  1. We will use administrative security to reduce the risk of loss or misuse, while the security of your personal information is paramount to us, we cannot guarantee its absolute security. If you choose to terminate your account, you agree that the owner will save your information for 6 months period.



The website may contain links to other websites and these linked sites are not under our control and you agree that the owner is not liable for the contents of any linked sites or link contained in any linked sites.



You consent to receive electronic communications and agree that all agreements, notices, disclosures and other communications we provide to you electronically via email and on this website satisfy any legal requirement that communication must be in writing.



THE OWNER MAY ENGAGE IN Affiliate marketing and advertisement thereby the owner will receive a commission on the sale of the third party goods and services through the owner’s services. The owner may also accept advertising and sponsorship from commercial businesses or receive other forms of compensation.



  1. You accept that the owner may vary, alter, amend, or update the contents or services at any time and without your consent.
  2. You also agree that the products and services may not be available at all times and this may be a reason and we shall not be held liable for the failure to provide these services.



You hereby agree to indemnify the owner its employee, agents and third parties from and against all liabilities, cost, demands, cost of action, damages and expenses(including attorney’s fees) arising out of your use or inability to use any uploads made by you, your violation of any rights of the third party and violation of applicable laws or regulations.



THE owner expressly disclaims all expenses and implied warranties such as implied warranty of merchantability as the owner makes no warranty that the website or other services will be accurate, error-free and uninterrupted

The owner makes no warranty about the suitability, availability, reliability, timeliness, and accuracy of information, contents, products and services, and other material contained herein for any purpose.  The owner hereby disclaims all warranties and conditions with regards to the information, software, products, and related graphics and materials including all implied warranties and condition merchantability fitness for the particular purpose title and non-infringement. You also agree that the owner and its affiliate shall not be liable for direct or indirect and all consequential damages whatsoever including but not limited to damages for the use of data or profit, the failure to provide services or for any information, software, products, services or related graphic and materials obtained from this website or otherwise arising from the use of this website whether based on contract, negligence, strict liability or otherwise.



The owner may from time to time interrupt your access or the use of this website to perform some maintenance or emergency services and you agree that the owner shall not be held liable for any damages or loss which arise thereof.



The owner reserves the right to, at its sole discretion; terminate your access to the website and the related service or any part thereof at any time or any reason or without notice. The owner shall have the right to terminate or suspend your account for violating the terms of this service.

If you register with the owner, you may terminate the service at any time by issuing a prior notice to the owner. Once this is done, you will no longer be bound by the provision of these terms.



  1. The owner shall be permitted to assign, transfer, it’s right, and or obligations under this term. However, you shall not be permitted to assign, transfer any right and or obligation under these terms.
  2. These terms, declaimer or any other agreement relating to the use of this website constitute the entire agreement and shall supersede any other agreement.
  3. You may have other legal agreements with us. Those agreements are separate from these terms. These terms are not intended to amend, separate, revise or replace the terms of the other agreement.

Applicable laws;

These terms may be governed and construed in accordance with the laws, regulations, and guidelines of the laws of the Federation of Nigeria.